:root{
  --ink:#0c0a08;--ink2:#15110e;--ivory:#f4ead8;--ivory2:#fff9ef;--gold:#d9ae63;--gold2:#f0cf8b;--copper:#7d351d;--red:#a12920;--muted:#80776c;--line:rgba(216,174,99,.24);--darkline:rgba(12,10,8,.15);--shell:min(1240px,calc(100% - 56px));--header:90px
}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:var(--header)}body{margin:0;background:var(--ink);color:var(--ivory);font-family:Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif;line-height:1.55;overflow-x:hidden}body.menu-open{overflow:hidden}a{color:inherit;text-decoration:none}img{display:block;max-width:100%}button,input,textarea{font:inherit}svg{width:1em;height:1em;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}.shell{width:var(--shell);margin-inline:auto}.narrow{max-width:920px}h1,h2,h3,p{margin-top:0}h1,h2,h3{font-family:"Arial Black",Arial,Helvetica,sans-serif;text-transform:uppercase;letter-spacing:-.055em}p{font-size:18px}.section-ivory,.section-light{background:var(--ivory);color:var(--ink)}
.v4-kicker,.eyebrow{display:inline-flex;align-items:center;gap:12px;font-size:11px;font-weight:900;letter-spacing:.2em;text-transform:uppercase;color:var(--gold)}.v4-kicker i{display:block;width:42px;height:1px;background:currentColor}.v4-kicker.dark,.eyebrow.dark{color:var(--copper)}.eyebrow:before{content:"";display:block;width:42px;height:1px;background:currentColor}.eyebrow.gold{color:var(--gold)}

/* header */
.site-header-v4{position:fixed;inset:0 0 auto;z-index:80;background:rgba(12,10,8,.72);backdrop-filter:blur(18px);border-bottom:1px solid rgba(216,174,99,.12);transition:.28s}.site-header-v4.scrolled{background:rgba(12,10,8,.94);box-shadow:0 16px 46px rgba(0,0,0,.25)}.header-inner-v4{height:var(--header);display:flex;align-items:center;gap:28px}.brand-v4{width:195px;flex:0 0 auto}.brand-v4 img{width:100%;height:auto}.desktop-nav-v4{margin-left:auto}.desktop-nav-v4 .menu{display:flex;align-items:center;gap:24px;list-style:none;margin:0;padding:0}.desktop-nav-v4 a{position:relative;color:#d9cebf;font-size:12px;font-weight:850;letter-spacing:.09em;text-transform:uppercase}.desktop-nav-v4 a:after{content:"";position:absolute;left:0;right:100%;bottom:-9px;height:1px;background:var(--gold);transition:.25s}.desktop-nav-v4 a:hover{color:#fff}.desktop-nav-v4 a:hover:after{right:0}.header-cta-v4{display:inline-flex;align-items:center;gap:10px;padding:14px 17px;border:1px solid rgba(216,174,99,.35);color:var(--gold);font-size:12px;font-weight:900;letter-spacing:.1em;text-transform:uppercase;transition:.2s}.header-cta-v4:hover{background:var(--gold);color:var(--ink)}.menu-toggle-v4,.mobile-nav-v4{display:none}.scroll-progress{position:fixed;left:0;top:0;height:2px;width:0;background:var(--gold);z-index:100;pointer-events:none}

/* buttons */
.v4-btn{min-height:58px;padding:0 24px;display:inline-flex;align-items:center;justify-content:center;gap:14px;border:1px solid transparent;font-size:13px;font-weight:950;letter-spacing:.11em;text-transform:uppercase;transition:transform .22s,background .22s,color .22s,border-color .22s}.v4-btn svg{width:19px;height:19px;transition:transform .22s}.v4-btn:hover{transform:translateY(-2px)}.v4-btn:hover svg{transform:translateX(4px)}.v4-btn-gold{background:var(--gold);color:var(--ink)}.v4-btn-dark{background:var(--ink);color:var(--ivory)}.v4-btn-outline{border-color:rgba(216,174,99,.42);color:var(--gold);background:transparent}.v4-btn-outline:hover{background:var(--gold);color:var(--ink)}.v4-ghost{display:inline-flex;align-items:center;gap:10px;padding-bottom:8px;border-bottom:1px solid rgba(216,174,99,.45);color:#d8cbbb;font-size:12px;font-weight:900;letter-spacing:.12em;text-transform:uppercase}.v4-ghost.light{color:var(--gold)}.v4-ghost.dark{color:var(--copper);border-bottom-color:rgba(125,53,29,.35)}

/* hero */
.v4-hero{position:relative;min-height:980px;padding:170px 0 0;overflow:hidden;background:
radial-gradient(circle at 80% 30%,rgba(161,41,32,.18),transparent 24%),radial-gradient(circle at 64% 70%,rgba(216,174,99,.08),transparent 28%),linear-gradient(180deg,#0b0907,#110d0a)}.v4-hero:before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(216,174,99,.07) 1px,transparent 1px),linear-gradient(90deg,rgba(216,174,99,.07) 1px,transparent 1px);background-size:88px 88px;mask-image:linear-gradient(to bottom,#000 0%,rgba(0,0,0,.8) 60%,transparent 100%);pointer-events:none}.hero-orb{position:absolute;border:1px solid rgba(216,174,99,.18);border-radius:50%;pointer-events:none}.hero-orb-one{width:660px;height:660px;right:-150px;top:180px;box-shadow:0 0 0 80px rgba(216,174,99,.025),0 0 0 160px rgba(216,174,99,.012)}.hero-orb-two{width:260px;height:260px;right:100px;top:380px;border-color:rgba(161,41,32,.28)}.v4-hero-grid{position:relative;z-index:2;display:grid;grid-template-columns:1.05fr .72fr;gap:84px;align-items:center}.v4-hero-copy h1{font-size:clamp(76px,7.4vw,122px);line-height:.82;margin:30px 0 28px;max-width:820px}.v4-hero-copy h1 span{color:var(--gold);display:inline-block}.hero-lead{font-size:21px;line-height:1.65;color:#a99d8f;max-width:620px}.hero-actions-v4{display:flex;align-items:center;gap:26px;margin-top:38px}.hero-proof{display:grid;grid-template-columns:repeat(3,1fr);margin-top:74px;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.hero-proof div{display:grid;grid-template-columns:42px 1fr;gap:12px;align-items:center;padding:23px 18px 23px 0;border-right:1px solid var(--line)}.hero-proof div:last-child{border-right:0}.hero-proof b{font-size:20px;color:var(--gold)}.hero-proof span{font-size:11px;color:#938779;font-weight:850;text-transform:uppercase;letter-spacing:.08em}
.credit-console{position:relative;background:linear-gradient(145deg,#f7ecd9,#ead7b4);color:var(--ink);min-height:560px;padding:34px;border:1px solid rgba(255,255,255,.25);box-shadow:0 34px 100px rgba(0,0,0,.34);overflow:hidden;clip-path:polygon(0 0,94% 0,100% 6%,100% 100%,0 100%)}.credit-console:before{content:"";position:absolute;inset:0;background:linear-gradient(120deg,transparent 30%,rgba(255,255,255,.35) 50%,transparent 70%);transform:translateX(-120%);animation:consoleSheen 7s ease-in-out infinite}.console-top{position:relative;z-index:2;display:flex;justify-content:space-between;gap:20px;font-size:10px;font-weight:900;letter-spacing:.11em;text-transform:uppercase}.console-status{display:flex;align-items:center;gap:7px}.console-status i{width:7px;height:7px;border-radius:50%;background:#5f8a53;box-shadow:0 0 0 5px rgba(95,138,83,.11)}.console-amount{position:relative;z-index:2;display:flex;align-items:flex-start;gap:8px;font-family:"Arial Black",Arial,sans-serif;font-size:98px;line-height:.95;letter-spacing:-.07em;margin:68px 0 22px}.console-amount small{font-size:30px;margin-top:10px;color:var(--copper)}.amount-range{position:relative;z-index:2;width:100%;appearance:none;height:4px;background:linear-gradient(90deg,var(--copper) 0 28.6%,rgba(12,10,8,.14) 28.6% 100%);outline:none}.amount-range::-webkit-slider-thumb{appearance:none;width:24px;height:24px;background:var(--ink);border:5px solid var(--gold);border-radius:50%;cursor:pointer}.amount-range::-moz-range-thumb{width:16px;height:16px;background:var(--ink);border:5px solid var(--gold);border-radius:50%;cursor:pointer}.range-labels{position:relative;z-index:2;display:flex;justify-content:space-between;margin-top:10px;font-size:10px;font-weight:850;color:#7a6f62}.console-lines{position:relative;z-index:2;margin-top:52px;border-top:1px solid rgba(12,10,8,.18)}.console-lines div{display:flex;justify-content:space-between;gap:28px;padding:17px 0;border-bottom:1px solid rgba(12,10,8,.18);font-size:11px}.console-lines span{text-transform:uppercase;letter-spacing:.12em;color:#7b6f61;font-weight:850}.console-lines b{text-align:right}.console-cta{position:relative;z-index:2;display:flex;justify-content:space-between;align-items:center;margin-top:28px;padding:18px 0;border-bottom:2px solid var(--ink);font-size:13px;font-weight:950;text-transform:uppercase;letter-spacing:.1em}.console-cta svg{width:21px;height:21px}.console-mark{position:absolute;width:260px;height:260px;right:-95px;bottom:-110px;border-radius:50%;opacity:.10;filter:grayscale(1);transform:rotate(-8deg)}.console-mark img{width:100%;height:100%;object-fit:cover;border-radius:50%}.v4-ticker{position:relative;z-index:3;margin-top:90px;border-top:1px solid var(--line);border-bottom:1px solid var(--line);overflow:hidden;background:rgba(0,0,0,.16)}.ticker-track{display:flex;width:max-content;align-items:center;gap:34px;padding:17px 0;animation:ticker 28s linear infinite}.ticker-track span{font-size:11px;font-weight:950;letter-spacing:.19em;text-transform:uppercase;color:#bbae9e}.ticker-track i{font-style:normal;color:var(--gold);font-size:10px}

/* intro */
.v4-intro{padding:130px 0}.intro-grid-v4{display:grid;grid-template-columns:1fr .82fr;gap:110px;align-items:start}.intro-title h2{font-size:clamp(60px,5.8vw,90px);line-height:.88;margin:30px 0 0}.intro-copy{padding-top:37px}.intro-big{font-size:27px;line-height:1.45;color:#4f473f}.intro-points{margin-top:50px;border-top:2px solid var(--ink)}.intro-points div{display:grid;grid-template-columns:56px 1fr;gap:22px;padding:20px 0;border-bottom:1px solid var(--darkline);align-items:center}.intro-points b{color:var(--copper);font-size:15px}.intro-points span{font-size:14px;font-weight:850;text-transform:uppercase;letter-spacing:.04em}

/* process */
.v4-process{padding:130px 0;background:linear-gradient(180deg,#100c09,#090806)}.process-layout-v4{display:grid;grid-template-columns:.72fr 1.28fr;gap:95px;align-items:start}.process-sticky{position:sticky;top:140px}.process-sticky h2{font-size:clamp(62px,5.5vw,88px);line-height:.88;margin:28px 0}.process-sticky p{color:#9c9184;max-width:410px;margin-bottom:34px}.process-stack{display:grid;gap:16px}.process-card-v4{min-height:245px;display:grid;grid-template-columns:96px 1fr;gap:30px;padding:38px;background:#15100c;border:1px solid rgba(216,174,99,.15);position:relative;overflow:hidden;transition:.3s}.process-card-v4:after{content:"";position:absolute;left:0;bottom:0;width:0;height:3px;background:var(--gold);transition:.35s}.process-card-v4:hover{transform:translateX(-8px);border-color:rgba(216,174,99,.42);background:#1a130f}.process-card-v4:hover:after{width:100%}.process-index{font-family:"Arial Black",Arial,sans-serif;font-size:48px;color:var(--gold);line-height:1}.process-card-v4 small{color:#776d61;text-transform:uppercase;letter-spacing:.16em;font-weight:900}.process-card-v4 h3{font-size:42px;line-height:.96;margin:16px 0}.process-card-v4 p{margin:0;color:#aaa093}

/* products */
.v4-products{padding:130px 0}.products-head{display:grid;grid-template-columns:1.15fr .65fr;gap:90px;align-items:end;margin-bottom:65px}.products-head h2{font-size:clamp(62px,5.4vw,86px);line-height:.88;margin:28px 0 0}.products-head>p{color:#665e55;margin-bottom:4px}.product-panels{border-top:2px solid var(--ink)}.product-panel{display:grid;grid-template-columns:80px 1fr 68px;gap:30px;align-items:center;padding:38px 4px;border-bottom:1px solid rgba(12,10,8,.18);transition:.25s;position:relative}.product-panel:before{content:"";position:absolute;inset:0;background:var(--ink);transform:scaleY(0);transform-origin:bottom;transition:.26s;z-index:0}.product-panel>*{position:relative;z-index:1}.product-panel:hover{color:var(--ivory);padding-left:18px;padding-right:18px}.product-panel:hover:before{transform:scaleY(1)}.panel-number{font-size:15px;font-weight:950;color:var(--copper)}.product-panel:hover .panel-number{color:var(--gold)}.product-panel small{font-size:10px;font-weight:900;letter-spacing:.15em;text-transform:uppercase;color:#82776d}.product-panel h3{font-size:48px;line-height:.95;margin:10px 0 8px}.product-panel p{color:#6f665d;margin:0}.product-panel:hover p{color:#aaa093}.panel-arrow{width:56px;height:56px;border:1px solid rgba(12,10,8,.28);display:grid;place-items:center}.product-panel:hover .panel-arrow{border-color:rgba(216,174,99,.45);color:var(--gold)}.panel-arrow svg{width:24px;height:24px}

/* office */
.office-story{padding:135px 0;background:radial-gradient(circle at 25% 52%,rgba(161,41,32,.15),transparent 26%),#0c0a08;overflow:hidden}.office-grid{display:grid;grid-template-columns:1fr 1fr;gap:95px;align-items:center}.office-visual{position:relative;min-height:610px;display:grid;place-items:center}.office-lion{width:280px;height:280px;border-radius:50%;padding:16px;border:1px solid rgba(216,174,99,.4);box-shadow:0 0 0 34px rgba(216,174,99,.035),0 0 0 68px rgba(216,174,99,.018)}.office-lion img{width:100%;height:100%;object-fit:cover;border-radius:50%}.orbit{position:absolute;border:1px solid rgba(216,174,99,.17);border-radius:50%;inset:55px}.orbit-b{inset:130px;border-color:rgba(161,41,32,.23)}.office-node{position:absolute;width:52px;height:52px;border:1px solid rgba(216,174,99,.34);background:#12100d;display:grid;place-items:center;border-radius:50%;font-size:11px;font-weight:950;color:var(--gold);box-shadow:0 12px 40px rgba(0,0,0,.2)}.n1{left:7%;top:18%}.n2{right:4%;top:23%}.n3{right:0;bottom:20%}.n4{left:12%;bottom:14%}.n5{left:calc(50% - 26px);top:1%}.office-copy h2{font-size:clamp(62px,5.2vw,86px);line-height:.88;margin:28px 0}.office-copy>p{color:#a99d8f;max-width:560px}.office-facts{display:grid;grid-template-columns:1fr 1fr;border-top:1px solid var(--line);border-bottom:1px solid var(--line);margin:42px 0}.office-facts div{padding:25px 10px 25px 0}.office-facts div+div{border-left:1px solid var(--line);padding-left:25px}.office-facts b{display:block;font-family:"Arial Black",Arial,sans-serif;font-size:50px;line-height:1;color:var(--gold)}.office-facts span{font-size:10px;text-transform:uppercase;letter-spacing:.12em;color:#8f8478;font-weight:900}

/* application */
.apply-stage{padding:135px 0}.apply-stage-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:100px;align-items:start}.apply-stage-copy{position:sticky;top:140px}.apply-stage-copy h2{font-size:clamp(56px,5vw,80px);line-height:.9;margin:28px 0}.apply-stage-copy>p{color:#695f55;max-width:500px}.apply-side-note{margin-top:44px;padding:20px 0;border-top:2px solid var(--copper);border-bottom:1px solid rgba(125,53,29,.2)}.apply-side-note span{font-size:10px;font-weight:950;text-transform:uppercase;letter-spacing:.14em;color:var(--copper)}.apply-side-note p{font-size:14px;margin:7px 0 0;color:#6e6257}.application-box{background:#e8d4af;padding:48px;box-shadow:18px 18px 0 #8f3b1d;position:relative}.application-box:before{content:"";position:absolute;right:0;top:0;border-style:solid;border-width:0 46px 46px 0;border-color:transparent var(--ivory) transparent transparent}.application-form{display:grid;gap:27px}.field{display:grid;gap:9px}.field label{font-size:10px;font-weight:950;text-transform:uppercase;letter-spacing:.14em}.field label span{font-weight:600;color:#7b6f62;text-transform:none;letter-spacing:0}.field input,.field textarea{width:100%;border:0;border-bottom:2px solid var(--ink);background:transparent;padding:11px 2px 12px;outline:none;color:var(--ink);font-size:18px}.field input:focus,.field textarea:focus{border-bottom-color:var(--copper)}.field textarea{resize:vertical}.field small{font-size:11px;color:#72675c}.form-two{display:grid;grid-template-columns:1fr 1fr;gap:26px}.amount-input-wrap{display:grid;grid-template-columns:1fr auto;align-items:center;border-bottom:2px solid var(--ink)}.amount-input-wrap input{border-bottom:0;font-family:"Arial Black",Arial,sans-serif;font-size:44px;letter-spacing:-.04em}.amount-input-wrap span{font-family:"Arial Black",Arial,sans-serif;font-size:27px;color:var(--copper)}.consent-v4{display:flex;align-items:flex-start;gap:11px;font-size:13px;color:#5d544a}.consent-v4 input{margin-top:4px;width:18px;height:18px;accent-color:var(--ink)}.consent-v4 a{text-decoration:underline;color:var(--copper);font-weight:800}.application-form .v4-btn{width:100%;margin-top:4px}.form-status{padding:13px 15px;margin-bottom:22px;font-size:13px;font-weight:800}.form-status.success{background:#d6e4cd;color:#25401c}.form-status.error{background:#efd3c9;color:#6a251d}

/* faq */
.v4-faq{padding:130px 0;background:#0c0a08}.faq-layout-v4{display:grid;grid-template-columns:.72fr 1.28fr;gap:90px}.faq-title h2{font-size:clamp(58px,5vw,80px);line-height:.9;margin:28px 0}.faq-title p{color:#8f8478}.faq-list-v4{border-top:1px solid rgba(216,174,99,.38)}.faq-list-v4 details{border-bottom:1px solid rgba(216,174,99,.18)}.faq-list-v4 summary{list-style:none;cursor:pointer;display:grid;grid-template-columns:50px 1fr 34px;gap:20px;align-items:center;padding:28px 0;font-family:"Arial Black",Arial,sans-serif;text-transform:uppercase;font-size:26px;line-height:1.05}.faq-list-v4 summary::-webkit-details-marker{display:none}.faq-list-v4 summary span{font-family:Inter,Arial,sans-serif;font-size:11px;color:var(--gold);letter-spacing:.1em}.faq-list-v4 summary b{font-family:Inter,Arial,sans-serif;color:var(--gold);font-size:24px;font-weight:400;text-align:right}.faq-list-v4 details p{padding:0 55px 28px 70px;color:#9e9386;margin:0}
.final-v4{padding:100px 0;background:linear-gradient(125deg,#c49551,#edcc8c);color:var(--ink)}.final-v4-inner{display:grid;grid-template-columns:1fr auto;gap:60px;align-items:end}.final-v4 h2{font-size:clamp(54px,5.2vw,84px);line-height:.88;margin:26px 0 0;max-width:940px}

/* contact */
.contact-hero-v4{min-height:760px;padding:180px 0 90px;background:radial-gradient(circle at 80% 48%,rgba(161,41,32,.18),transparent 25%),#0c0a08;display:flex;align-items:center}.contact-hero-grid-v4{display:grid;grid-template-columns:1.1fr .7fr;gap:90px;align-items:center}.contact-hero-v4 h1{font-size:clamp(74px,7vw,112px);line-height:.83;margin:30px 0}.contact-hero-v4 p{max-width:620px;color:#a89c8e;font-size:21px}.contact-orbit{position:relative;min-height:440px;display:grid;place-items:center}.contact-orbit img{width:260px;height:260px;object-fit:cover;border-radius:50%;position:relative;z-index:2}.contact-ring{position:absolute;width:430px;height:430px;border-radius:50%;border:1px solid rgba(216,174,99,.28);box-shadow:0 0 0 48px rgba(216,174,99,.035)}.contact-main-v4{padding:120px 0}.contact-main-grid-v4{display:grid;grid-template-columns:.75fr 1.25fr;gap:100px}.contact-copy-v4 h2{font-size:clamp(54px,4.8vw,76px);line-height:.9;margin:28px 0}.contact-copy-v4>p{color:#6b6157}.contact-stat{padding:28px 0;border-top:2px solid var(--ink);border-bottom:1px solid rgba(12,10,8,.16);margin:40px 0}.contact-stat b{display:block;font-family:"Arial Black",Arial,sans-serif;font-size:62px;line-height:1;color:var(--copper)}.contact-stat span{font-size:11px;font-weight:900;letter-spacing:.1em;text-transform:uppercase}.contact-form-v4{background:#e8d4af;padding:44px;box-shadow:16px 16px 0 #8f3b1d}.contact-form-v4 form{display:grid;gap:24px}.smtp-note{display:block;margin-top:18px;color:#70665c;font-size:11px}

/* legal + fallback */
.page-hero{padding:180px 0 95px;background:radial-gradient(circle at 80% 35%,rgba(161,41,32,.15),transparent 23%),#0c0a08}.page-hero.compact{min-height:520px;display:flex;align-items:center}.page-hero h1{font-size:clamp(58px,6vw,92px);line-height:.9;margin:28px 0 20px}.page-hero p{color:#a79b8e;max-width:720px}.legal-page{padding:100px 0;min-height:55vh}.legal-shell{max-width:900px}.legal-shell h2{font-size:33px;line-height:1;margin:44px 0 14px}.legal-shell p{color:#665f57}.legal-note{padding:20px 22px;background:#e6d2ae;border-left:5px solid var(--copper);color:#5f4435;font-weight:750}.error-page{min-height:80vh}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:56px;padding:0 22px}.btn-gold{background:var(--gold);color:var(--ink);font-weight:900;text-transform:uppercase;letter-spacing:.08em}

/* footer */
.site-footer-v4{background:#080705;padding:85px 0 28px;border-top:1px solid rgba(216,174,99,.14)}.footer-top-v4{display:grid;grid-template-columns:1.2fr .55fr .7fr .65fr;gap:65px}.footer-brand-v4 img{width:220px}.footer-brand-v4 p{color:#887e72;max-width:330px;margin:23px 0 0}.footer-nav-v4{display:flex;flex-direction:column;gap:11px}.footer-nav-v4>span,.footer-office-v4>span{font-size:10px;font-weight:900;letter-spacing:.15em;text-transform:uppercase;color:#6e665d;margin-bottom:10px}.footer-nav-v4 a{font-size:13px;color:#bdb2a5}.footer-nav-v4 a:hover{color:var(--gold)}.footer-office-v4 b{display:block;font-family:"Arial Black",Arial,sans-serif;font-size:26px;line-height:1.05;color:var(--gold);text-transform:uppercase}.footer-office-v4 a{display:inline-flex;align-items:center;gap:8px;margin-top:18px;font-size:11px;font-weight:900;text-transform:uppercase;letter-spacing:.1em}.footer-bottom-v4{display:flex;justify-content:space-between;gap:30px;margin-top:66px;padding-top:22px;border-top:1px solid rgba(216,174,99,.12);color:#686158;font-size:11px}

/* reveal */
.js .reveal{opacity:0;transform:translateY(22px);transition:opacity .72s ease,transform .72s ease}.js .reveal.in-view{opacity:1;transform:none}
@keyframes ticker{to{transform:translateX(-50%)}}@keyframes consoleSheen{0%,35%{transform:translateX(-120%)}55%,100%{transform:translateX(120%)}}

@media(max-width:1080px){
  :root{--shell:min(100% - 36px,900px)}.desktop-nav-v4,.header-cta-v4{display:none}.menu-toggle-v4{display:flex;margin-left:auto;width:54px;height:54px;border:1px solid rgba(216,174,99,.32);background:transparent;flex-direction:column;justify-content:center;align-items:center;gap:8px}.menu-toggle-v4 span{width:24px;height:1px;background:var(--ivory);transition:.22s}.menu-toggle-v4[aria-expanded=true] span:first-child{transform:translateY(4.5px) rotate(45deg)}.menu-toggle-v4[aria-expanded=true] span:last-child{transform:translateY(-4.5px) rotate(-45deg)}.mobile-nav-v4{display:block;position:fixed;top:var(--header);left:0;right:0;z-index:79;background:#0c0a08;padding:26px max(20px,calc((100vw - 900px)/2));border-bottom:1px solid var(--line);transform:translateY(-120%);opacity:0;visibility:hidden;transition:.28s;max-height:calc(100vh - var(--header));overflow:auto}.mobile-nav-v4.is-open{transform:none;opacity:1;visibility:visible}.mobile-nav-head{display:flex;justify-content:space-between;color:#746b61;font-size:10px;text-transform:uppercase;letter-spacing:.15em;border-bottom:1px solid rgba(216,174,99,.15);padding-bottom:12px}.mobile-nav-v4 .menu{list-style:none;margin:0 0 24px;padding:0}.mobile-nav-v4 li{border-bottom:1px solid rgba(216,174,99,.12)}.mobile-nav-v4 .menu a{display:block;padding:17px 0;font-family:"Arial Black",Arial,sans-serif;text-transform:uppercase;font-size:22px}.v4-hero-grid,.intro-grid-v4,.process-layout-v4,.office-grid,.apply-stage-grid,.faq-layout-v4,.contact-hero-grid-v4,.contact-main-grid-v4{grid-template-columns:1fr}.credit-console{max-width:680px}.hero-orb-one{right:-360px}.intro-grid-v4,.process-layout-v4,.office-grid,.apply-stage-grid,.faq-layout-v4,.contact-main-grid-v4{gap:60px}.process-sticky,.apply-stage-copy{position:static}.process-sticky{max-width:650px}.products-head{grid-template-columns:1fr;gap:28px}.products-head>p{max-width:650px}.office-visual{min-height:560px;max-width:650px;width:100%;margin:auto}.contact-orbit{max-width:600px}.footer-top-v4{grid-template-columns:1fr 1fr}.footer-brand-v4,.footer-office-v4{grid-column:auto}
}

@media(max-width:680px){
  :root{--shell:calc(100% - 28px);--header:76px}html{scroll-padding-top:76px}.header-inner-v4{height:76px}.brand-v4{width:164px}.menu-toggle-v4{width:46px;height:46px}.mobile-nav-v4{padding-inline:20px}.v4-hero{min-height:auto;padding:128px 0 0}.v4-hero:before{background-size:64px 64px}.v4-hero-grid{gap:52px}.v4-hero-copy h1{font-size:clamp(52px,14.4vw,76px);line-height:.86;margin:24px 0}.hero-lead{font-size:18px}.hero-actions-v4{display:grid;gap:16px}.v4-btn{width:100%}.v4-ghost{width:max-content}.hero-proof{grid-template-columns:1fr;margin-top:52px}.hero-proof div{border-right:0;border-bottom:1px solid var(--line);padding:18px 0}.hero-proof div:last-child{border-bottom:0}.credit-console{min-height:auto;padding:26px 22px;clip-path:polygon(0 0,92% 0,100% 6%,100% 100%,0 100%)}.console-top{display:grid}.console-amount{font-size:72px;margin:48px 0 18px}.console-lines{margin-top:38px}.console-lines div{display:grid;gap:5px}.console-lines b{text-align:left}.console-mark{width:200px;height:200px}.v4-ticker{margin-top:60px}.v4-intro,.v4-process,.v4-products,.office-story,.apply-stage,.v4-faq{padding:82px 0}.intro-title h2,.products-head h2,.process-sticky h2,.office-copy h2,.apply-stage-copy h2,.faq-title h2{font-size:clamp(46px,12.7vw,63px);line-height:.9}.intro-big{font-size:21px}.intro-points div{grid-template-columns:40px 1fr}.process-card-v4{grid-template-columns:1fr;padding:28px 24px;min-height:auto}.process-index{font-size:38px}.process-card-v4 h3{font-size:34px}.process-card-v4:hover{transform:none}.product-panel{grid-template-columns:45px 1fr 44px;gap:10px;padding:28px 0}.product-panel:hover{padding-left:8px;padding-right:8px}.product-panel h3{font-size:31px}.product-panel p{font-size:15px}.panel-arrow{width:42px;height:42px}.office-visual{min-height:440px}.office-lion{width:190px;height:190px}.orbit{inset:34px}.orbit-b{inset:92px}.office-node{width:42px;height:42px}.n5{left:calc(50% - 21px)}.office-facts{grid-template-columns:1fr}.office-facts div+div{border-left:0;border-top:1px solid var(--line);padding-left:0}.application-box{padding:32px 22px;box-shadow:9px 9px 0 #8f3b1d}.application-box:before{border-width:0 32px 32px 0}.form-two{grid-template-columns:1fr}.amount-input-wrap input{font-size:38px}.faq-list-v4 summary{grid-template-columns:34px 1fr 24px;gap:10px;font-size:21px;padding:23px 0}.faq-list-v4 details p{padding:0 10px 24px 44px;font-size:16px}.final-v4{padding:72px 0}.final-v4-inner{grid-template-columns:1fr;gap:32px}.final-v4 h2{font-size:clamp(44px,12vw,60px)}.contact-hero-v4{min-height:auto;padding:130px 0 72px}.contact-hero-v4 h1{font-size:clamp(54px,14vw,76px)}.contact-hero-v4 p{font-size:18px}.contact-orbit{min-height:320px}.contact-ring{width:290px;height:290px}.contact-orbit img{width:190px;height:190px}.contact-main-v4{padding:80px 0}.contact-copy-v4 h2{font-size:48px}.contact-form-v4{padding:30px 22px;box-shadow:8px 8px 0 #8f3b1d}.page-hero{padding:130px 0 70px}.page-hero.compact{min-height:auto}.page-hero h1{font-size:52px}.legal-page{padding:70px 0}.legal-shell h2{font-size:28px}.footer-top-v4{grid-template-columns:1fr;gap:38px}.footer-bottom-v4{flex-direction:column;margin-top:50px}.v4-kicker,.eyebrow{font-size:9px;letter-spacing:.14em}.v4-kicker i,.eyebrow:before{width:28px}
}
@media(pointer:coarse){.v4-btn:hover,.product-panel:hover,.process-card-v4:hover{transform:none}.product-panel:hover{color:inherit;padding-left:4px;padding-right:4px}.product-panel:hover:before{transform:scaleY(0)}.product-panel:hover p{color:#6f665d}.product-panel:hover .panel-number{color:var(--copper)}.product-panel:hover .panel-arrow{border-color:rgba(12,10,8,.28);color:inherit}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.ticker-track,.credit-console:before{animation:none}.js .reveal{opacity:1;transform:none;transition:none}}


/* v5 confirmed office details */
.office-contact-card{margin:28px 0 30px;padding:22px 24px;border-left:3px solid var(--gold);background:rgba(216,174,99,.08);display:grid;gap:7px}
.office-contact-card span,.contact-details-v5 span{font-size:10px;font-weight:900;letter-spacing:.15em;text-transform:uppercase;color:var(--gold)}
.office-contact-card strong,.contact-details-v5 strong{font-family:"Arial Black",Arial,sans-serif;font-size:18px;line-height:1.2}
.office-contact-card a,.contact-details-v5 a{width:max-content;font-weight:900;border-bottom:1px solid currentColor}
.contact-details-v5{margin:-12px 0 34px;padding:26px 0;border-bottom:1px solid rgba(12,10,8,.16);display:grid;gap:9px}
.contact-details-v5 span{color:var(--copper)}
.contact-details-v5 strong{font-size:24px}
.contact-details-v5 a{font-size:20px;color:var(--copper)}
.footer-office-v4 small{display:block;max-width:210px;margin:14px 0 2px;color:#8e8377;font-size:12px;line-height:1.5}
.footer-office-v4>a[href^="tel:"]{display:block;width:max-content;margin:0 0 14px;font-size:14px;font-weight:800;color:var(--gold)}
@media(max-width:680px){.office-contact-card{padding:19px 18px}.contact-details-v5 strong{font-size:21px}.contact-details-v5 a{font-size:18px}}